Common scenario recent change is from annual car insurance policies to six months. Is this random change or is there logic behind it? Does it fulfill your requirements? Can you get 6 month car insurance without understanding it?
Auto insurance companies have to think about business convenience to ensure profits and minimize loss. Six-month policies give them sufficient flexibility to change premiums instead of waiting until end of year.
If there is some accident or noticeable claim, they can change pricing quicker. If you have this in first half of year, they may be stuck footing your bill until raising premiums at end of year. Question is can you have car insurance for 6 months without losing out. Yes, good drivers derive advantage of competitive prices at shorter intervals. Insurers won’t lose business due to entry of competitive products or companies. Six-month term reduce premiums and prevent you switching companies.